Fransafuture is an investment and life insurance plan from Bancassurance, that gives you the opportunity to grow and manage your savings through international markets while benefiting from insurance protection. By bringing investment growth and financial protection together, Fransafuture offers a flexible and structured approach to managing your wealth while building a secure and financially stable future.

• In fresh USD
• Premiums starting as low as USD 25 monthly
• Fixed or progressive
• Monthly, quarterly, half-yearly, or yearly

• Annual rate declared by the Company applied on the cash-value in the General Fund Value of the units is related to the performance of the unit-linked funds

The insured has 3 options to receive the amount saved:

• As a lump sum amount
• As an annual income spread over 10 years
• As a lifetime annuity for further precautions, to be chosen 5 years before contract maturity

In the unfortunate inability of the insured to complete payment until contract maturity due to natural or accidental death or total permanent disability, Bancassurance sal will secure:

• In case of natural or accidental death, the insured capital will be paid to the designated beneficiary(ies)
• In case the amount invested by the insured is greater than the insured capital, Bancassurance sal will pay the difference to the designated beneficiary(ies)
• In case of total permanent disability, the insured capital will be paid to the insured lump sum

• Change beneficiary(ies) at no extra fees 
• Change of investment profile
• Switching cash value from one fund to another - (Fees 1%)
• Make optional additional feedings and benefit from the return on savings
• Partial withdrawal: as of the 3rd year the contract
• Total withdrawal: anytime

• You should be between 18 and 65 years old
• Period of scheme: minimum 10 years, maximum until insured is 75 years old