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Fransacare – Critical Illness Plan

Fransacare – Critical Illness Plan

A serious illness can change your life in an instant. During this challenging time, the last thing you need is the additional burden of financial pressure.

Fransacare – Critical Illness Plan

What is it?

The Critical Illness Plan Fransacare from Bancassurance provides you financial support while you focus on your health and recovery when you are diagnosed with a severe illness, helping replace lost income and cover the extra costs.

Payment

  • In fresh USD
  • Premiums starting as low as USD 10
  • Fixed or progressive
  • Monthly, quarterly, half-yearly, or yearly
  • Possibility to change the premium amount, yearly increase percentage, and payment frequency

Coverage

  • Major Cancer
  • Stroke
  • Bypass
  • Heart Attack
  • End stage of Kidney Failure (both kidneys)
  • Major Organ Transplant (kidney, liver, heart, lung, pancreas, on the transplantation of Bone Marrow)
  • The Insured becomes eligible for a benefit 90 days from the date of issuance of the Contract. In addition, the Insured becomes eligible to receive the insured amount 28 days following the date of diagnosis of a covered critical illness.

Flexibility

  • You may modify the insured capital or payment frequency
  • You may change beneficiaries with no additional fees
  • You may Stop the automatic renewal of the contract, or cancel it at any time

Eligibility

  • You should be between 18 and 60 years old
  • Period of scheme: minimum 5 years renewable automatically, without any additional medical requirements or others, until insured is 65 years old
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